Payment Gateway System


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So this project aims to design a payment system without using credit/debit card or any banking system and can be used with internet as well as users can make payment by sending text messages or using IVR services. Recharge coupons similar to mobile recharge coupons are generated and this will be available in all cities and shops. A person who wish to make online payments can buy this recharge coupons and recharge their accounts and make online payments. All the operation can be done even in the absence of internet as stated above.So a person who even do not have bank account can make payment